30-second brief
What this recruitment is about
IOB is recruiting for Local Bank Officer (LBO) – JMGS I with 250 advertised vacancies. The application deadline recorded for this recruitment is 24-08-26. Candidates should confirm the post-wise qualification, age, experience and category conditions before applying.
Post-wise opening
Vacancy and eligibility details
Eligibility at a glance
Can you apply?
Only verified facts are shown.Conditions that could not be read reliably are omitted here; check the official advertisement for category relaxation, experience and cut-off-date rules.
Deadline watch
Important dates
Recruitment journey
Selection process
- 1Online Examination: Objective type test consisting of 140 questions carrying 200 marks with 4 sections: Reasoning and Computer Aptitude – 30 questions, 60 marks, 60 minutes General / Economy / Banking Awareness – 40 questions, 40 marks, 30 minutes Data Analysis and Interpretation – 30 questions, 60 marks, 60 minutes English Knowledge – 40 questions, 40 marks, 30 minutes Total Duration: 3 hours. Penalty: 1/4th mark deducted for each wrong answer. Minimum qualifying aggregate: 30% for reserved candidates, 35% for unreserved candidates.
- 2Reasoning and Computer Aptitude – 30 questions, 60 marks, 60 minutes
- 3General / Economy / Banking Awareness – 40 questions, 40 marks, 30 minutes
- 4Data Analysis and Interpretation – 30 questions, 60 marks, 60 minutes
- 5English Knowledge – 40 questions, 40 marks, 30 minutes
- 6Language Proficiency Test (LPT): Candidates who have not studied the local language of the applied state in 10th or 12th standard will be required to appear for LPT (reading, writing, and speaking). Failure to qualify will result in disqualification from further process.
- 7Personal Interview: Carries 100 marks. Minimum qualifying marks: 45% for reserved candidates and 50% for unreserved candidates.
- 8Final Selection: Based on combined score of Online Exam and Personal Interview in the ratio of 80:20. Minimum aggregate: 30% for reserved categories and 35% for unreserved category. Merit list prepared state-wise and category-wise.
Application guide
How to apply
- Visit the Bank’s official website www.iob.bank.in and navigate to the ‘Careers’ page.
- Click on the link ‘Recruitment of Local Bank Officers – 2026-27’ and select the post to be applied for.
- Click on ‘Click here to Register Online’ to first register online.
- On successful registration, an E-mail and SMS will be sent with Registration Number and Password.
- Log in and fill in all required details in the online application form carefully.
- Upload scanned photograph, signature, left thumb impression, and handwritten declaration as per specified guidelines.
- Click on ‘COMPLETE REGISTRATION’ button at the end of the Online Application form.
- Pay the Application Fee / Intimation Charges online using Debit Card / Credit Card / Internet Banking / BHIM / UPI etc.
- Take a printout of the system generated online application form and e-receipt for future reference.
Documents and additional conditions
Other Important Information: Bond: Selected candidates must execute a Financial Service Indemnity Bond of Rs. 2,00,000/- for rendering service for a minimum period of 3 years. Probation Period: 2 years (active service) from the date of joining. Posting: Selected candidates will be posted within the applied State for the first 12 years of service or up to promotion to SMGS-IV Grade, whichever is earlier. Increments for Prior Experience: One advance increment per completed year of prior service as Officer in Scheduled Commercial Banks, subject to a maximum of 2 increments, where job profile matches Scale-I Generalist Officer of IOB. Age Relaxation: SC/ST – 5 years; OBC (NCL) – 3 years; PwBD – 10 years; Persons affected by 1984 riots – 5 years; Ex-servicemen – 5 years. Application: Candidates must apply for ONE STATE only. Multiple applications for the same state: only the last submitted application will be considered. Pre-Examination Training: May be arranged online for SC/ST/OBC/Minority community candidates. Scribe: Visually impaired candidates and those with writing difficulty may use a scribe at their own cost. Compensatory time of 20 minutes per hour will be given. Travel Reimbursement: Outstation SC/ST/PwBD candidates (unemployed) attending Personal Interview will be reimbursed to and fro second-class ordinary train fare by shortest route. Jurisdiction: Any dispute arising out of this advertisement shall be subject to the sole jurisdiction of courts situated at Chennai. EWS: Family gross annual income below Rs. 8 lakh per annum; subject to asset criteria as per GOI guidelines.
Fact-level evidence
Where this information came from
Important facts retain an excerpt and PDF page reference so you can verify them quickly.
qualification DetailsOfficial PDF · Page 1
shall be posted in the applied state only. Interested candidates who fulfil the eligibility criteria may apply online from 08.08.2026 to 24.08.2026 by visiting our website www.iob.bank.in. No other mode of application will be accepted. Before applying, candidates are advised to read this advertisement carefully and ensure that they fulfill the stipulated eligibility criteria. They should note that Application Fee / I
age LimitOfficial PDF · Page 3
ater than 01.08.2006 and not earlier than 02.08.1996 (both days inclusive) Post Age Limit Educational Qualification A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Local Bank Officers (LBO) – Min - 20 Government. JMGS I Max - 30 The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a
application FeeOfficial PDF · Page 1
re that they fulfill the stipulated eligibility criteria. They should note that Application Fee / Intimation charges once deposited will neither be refunded nor be adjusted against any other recruitment process. Candidates are advised to fill their particulars Online by themselves correctly. The important dates are as follows: ACTIVITIES DATES Payment of Application Fee / Intimation Charges 08.08.2026 to 24.08.2026 O
salaryOfficial PDF · Page 6
r benefit of reservation. The income shall include income from all sources i.e. salary, agriculture, business, profession etc. and it will be income for the financial year prior to the year of application. Also, persons whose family owns or possesses any of the following assets shall be excluded from being identified as EWSs, irrespective of the family income: a. 5 acres of Agricultural Land and above; b. Residential
selection ProcessOfficial PDF · Page 2
will be required to appear for a Local Language Proficiency Test as part of the selection process, prior to the Personal Interview. Candidates who fail to qualify in the test will not be considered for further selection process. One advance increment in pay will be given for each prior completed year of service as Officer in Scheduled Commercial banks subject to a maximum of 02 (two) increments where the existing j
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